Money-Back Insurance Policies in India
Money-back polices are designed in a manner to allow policy-holders partial withdrawals at pre-specified times during the term of the policy
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Unit-Linked Insurance Plans
An insurance plan which gives insurance protection as well as returns on premiums
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Automobile Insurance in India
Auto insurance provides financial coverage against any possible potential accidental loss/risks done to the owner of the vehicle and its passenger, damages to the vehicle and its accessories along with any third party liabilities.
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Child Insurance Plans in India
A children insurance plans works like an endowment plan and offers dual protection.
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Term Life Insurance
Term insurance evokes suspicion and doubts in the minds of people especially when compared with the benefits of ‘whole life insurance policies’. This often results into less subscription and attention towards term insurance policies from people. However, this apathy is more the result of ignorance about term policies and its benefits and not because of the policies themselves.
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Medical Insurance in India
The health insurance sector in India has immense scope with the fast growing economy. Realising this potential, government had already partially liberalised this sector in 1999 but further reforms are needed to realise full potential of this sector.
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Understanding Life Insurance
Why should a person buy life insurance? The fundamental reason is the uncertainty of life and the need to protect your dependents in the event of death. The protection is purely in terms of financial needs of the dependents, since there is nothing else that an insurance policy can provide. The first step is therefore to assess the financial needs
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Personal accident or disability insurance
Personal accident policies cover you for contingencies in the event of an accident - death, permanent total disability, permanent partial disability and temporary total disability. A typical policy or a rider will provide for payment of a lump sum – either the sum assured or a percentage of it, in the event of your becoming permanently or temporarily disabled owing to an accident.
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Automobile Insurance in India
Auto insurance provides financial coverage against any possible potential accidental loss/risks done to the owner of the vehicle and its passengers, damages to the vehicle and its accessories along with any third party liabilities
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